Life Insurance

Term Life Insurance:

• • Affordable coverage for a specified period with a fixed premium.
  • Ideal for those on a limited budget or seeking financial security for specific life expenses.
  • Coverage up to $10 million with tax-free payments to beneficiaries if the policy is active at the time of death.
  • Option to convert to permanent or universal life insurance before age 71.

Permanent Life Insurance (Whole Life Insurance):

• • Provides coverage for the entire lifetime.
  • Offers guaranteed cash value on premiums, which can be withdrawn during your lifetime.
  • Beneficiaries receive tax-free payments upon the policyholder’s death.

Universal Life Insurance:

• • Covers the entire lifetime and provides investment advantages for your money.
  • Allows you to invest money after covering policy costs, accumulating tax-free wealth.

The Star Financials provides various life insurance options, including Term, Permanent, and Universal Life Insurance. Additionally, they offer:

Participating Life Insurance:

• • Provides financial security to your family while growing your wealth tax-free.

Simplified Life Insurance:

• • Easy qualification without a medical examination, suitable for individuals with pre-existing medical conditions.

As a leading and trusted life insurance broker in Canada, The Star Financials has experienced agents ready to offer suitable life insurance quotes. They tailor plans and investment options to your needs, considering your budget and medical conditions. Connect with us to discuss the best options for your lifelong financial security.