Non-Medical Insurance

Guaranteed Life:

• • No medical examination or health questionnaire is required.
  • Suited for individuals with serious health issues.
  • It is a relatively higher cost with fixed premiums and coverage for a lifetime.
  • Special rates for non-smokers.

Deferred:

• • Tailored for individuals with severe health issues who have faced previous rejections for life insurance.
  • Not applicable for term insurance.

Deferred Elite:

• • Designed for those with less severe health issues who were rejected for life insurance.

Simplified Elite:

• • No health issues are required, but they are suitable for individuals participating in risky sports and are averse to medical check-ups.

Preferred:

• • Individuals with no health issues seek quick coverage.
  • Offers competitive rates with coverage up to $1,000,000.

Preferred Elite:

• • Fit individuals looking for speedy coverage.
  • Reasonable rates with coverage up to $1,000,000.

Express Elite:

• • Exclusive term life plans for super-fit individuals.
  • Shorter applications with the lowest rates and $750,000 coverage.

Simplified Issue:

• • Involves a small health questionnaire for eligibility.
  • Covers individuals from 6 months to 80 years of age.
  • Offers insurance for terms of 10 years, 20 years, or a lifetime.

Star Financials Insurance is a trusted broker with extensive experience, offering accessible, budget-friendly, and reliable non-medical life insurance plans. Our experts assist in selecting the most suitable plan based on your lifestyle and budget. Connect with us for accessible and dependable insurance products.